Out-of-pocket limit 


* Plan F and G also offer a high-deductible plan in some states. If you choose this option, this means you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2370 before your policy pays anything.

*** Plan N pays 100% of Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in an inpatient admission.

This chart shows basic information about the different benefits that Medigap policies cover.  If a percentage appears, the Medigap plan covers that percentage of the benefit, and you're responsible for the rest.

Note: You'll need more details than this chart provides to compare and choose a policy. Contact a SWFL Medicare Professional to review the pros and cons of the various options and policies available to you.


  Medicare Supplement Insurance (Medigap) Plans  

 Benefits ABCDF*G*KLMN

Medicare Part A

coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used)


Medicare Part B

coinsurance or copayment



Blood (first 3 pints) 100%100%100%100%100%100%50%75%100%100%
Part A hospice care coinsurance or copayment100%100%100%100%100%100%50%75%100%100%
Skilled Nursing facility care coinsurance

Part A Deductible
Part B Deductible


Part B Excess charges


Foreign travel emergency (up to plan limits)